Why do you think Europe is much different in this regards? It's still a dog eat dog world.

It might be, but I still prefer to not die of banal disease or indebt my whole family for it just because i was temporarily out of work.

Yes. There are traps and many kinds of countries in "Europe", but in many of them you're guaranteed to never be homeless or starving or left without medical care long term if you accept the help.