A bizarre perspective - you seem hung up on the virtue of saving but totally disconnected from the material implications - even if you saved 50% of your income for a year at that time, you’ve finished with $2400 in the bank - how long is that going to float you? About a week in my case.
It’s plainly true that for a significant number of people, even those who satisfy your moral sensibilities around money, they won’t have had sufficient time at sufficient incomes to have enough saved for a significant period of unemployment to retrain.
If you burn through $2400 in a week, there are lots of opportunities to make changes in your life to make do with less. I'm currently living off $240 a week and that includes going to a fancy restaurant, so I could cut that number down even more if I had to.
You have no idea what my circumstances or expenses are, and in fact they’re irrelevant. You seem still to have a strange inability to see beyond your own circumstances.
You told me your expenses are $2400 a week. I told you that it is easy to get this number down since it's unlikely that you have to pay $2400 a week in life extending medications.
It’s plainly true that for a significant number of people, even those who satisfy your moral sensibilities around money, they won’t have had sufficient time at sufficient incomes to have enough saved for a significant period of unemployment to retrain.