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Is it okay for Russia to influence elections in the EU or the US by spreading misinformation?

This is also an instance of a group using its power.


I’m not sure why you’d lump that together here? Motivations and context and the actual facts of a particular situation matter. Nobody has said “no group can ever use their power” which is what you’re hearing. People have said “certain uses of power are morally wrong” which is why the specifics matter.

Wero [1] is build on the Dutch iDEAL system and is currently on an upwards trajectory with both banks and retail [2].

1: https://wero-wallet.eu/

2: https://www.werotracker.eu/


I've never seen Wero before. Is it similar to Zelle in the US?

Edit: it looks like Wero requires Google/Apple device attestation [1]. So this is basically a non-starter in terms of "sovereignty" from the US government. Anybody on the wrong side of US sanctions still can't use this since they get their iOS/Google Android devices shut off too.

[1] https://support.wero-wallet.eu/hc/en-us/articles/25599098295...


It gives the Zelle UX to the underlying SEPA Instant infrastructure across the EU. The EU is using Wero to migrate off of Visa and Mastercard. Parent's werotracker tracks not only banks supporting it, but merchants as well.

Goodbye Visa and Mastercard: 130M Europeans switching to sovereign payment - https://news.ycombinator.com/item?id=48207004 - May 2026 (777 comments)

Wero – Digital payment wallet, made in Europe - https://news.ycombinator.com/item?id=47038965 - February 2026 (132 comments)

Europe's Banks Launch Wero Payments to Dislodge Visa, Mastercard - https://news.ycombinator.com/item?id=41666833 - September 2024 (88 comments)

https://en.wikipedia.org/wiki/Wero

https://en.wikipedia.org/wiki/Single_Euro_Payments_Area

> Edit: it looks like Wero requires Google or Apple device attestation. So this is basically a non-starter in terms of "sovereignty" from the US government.

You don't replace the entire stack at once, you replace it piece by piece. Each piece gets you closer to sovereignty. Payment infra, payment rails->tech infra and foundational systems next. If US Big Tech pulls the rug, that Jira ticket goes to the top of the stack. It will take time, but we're headed in the right direction for Europe to decouple from the US. You eat an elephant one bite at a time. Perfect does not exist, nor is there a quick fix, only reasonable efforts to continue to work over time towards success criteria.

https://en.wikipedia.org/wiki/OODA_loop

Any revenue and capital that can be retained in the EU versus being sent to the US is capital that can be recycled into further decoupling and domestic EU investment, versus ending up as US shareholder profits and tax revenues.

(think in systems)


I've always used SEPA (even before it was instant) to buy event tickets. The flow is like this: you place your ticket order, then it tells you a bank account number, amount and reference code to send. I believe a newer system puts this in a QR code instead. The order remains open until payment is received and then emails you the tickets, or it times out usually after 14 days.

Seems a little risky for the seller. The advantage of credit cards is that you can charge the card synchronously during the order flow. I haven't used Wero yet but I imagine it's more similar to the QR code process than the credit card process.

Advantage of a push system is fraud is basically impossible, disadvantage is it takes so many steps. With a pull system you just scan or autocomplete your card and it's done.


Teething issues are likely unavoidable, but I assume they will end up like Pix eventually [1] (or close enough). It's simply the body of work between current state and target state. Tangentially, Europe is exploring integrating with Brazil's Pix instant payment system [2].

[1] https://whatispix.com/

[2] ECB to assess feasibility of interlinking with Brazil instant payment system Pix - https://news.ycombinator.com/item?id=49846701 - September 2026


If Wero grandfathers in the existing iDeal flow, no cellphone is required. Just a bank card and a small gadget provided by your bank. Belgian Bancontact already works like that since the '80s. I never use my cellphone for payments.


Any links you can recommend that I would be able to cite in the future on this topic?


never seen this before and the adoption tracker shows my bank doesnt have it or announced a plan for it yet

i will keep it in mind! thank you


I wouldn't bet on hardware flooding the market. I bet the machines running in the data centers don't use traditional PCIe connectors and cards. Maybe somebody could pull the chips and put them on standardized PCIe cards, but that is not a given.


It happens already. These are plenty of cheap V100s on eBay, and PCIE to SXM2 adapters

External example: https://ebay.io/m/lV8UsD

Internal example: https://ebay.io/m/z1ygRU

V100s are three generations behind current and missing many of the features that modern inference benefits from, but they are the cheapest way to get a 32GB gpu.


As far as I know, you don't need DataGrip if you already have Rider. The same functionality is already inside Rider.


I like a completely separate tool for managing databases.


Quite a few places do not accept Amex and many that do probably don't know they do or they would disable it.


Microsoft fumbled the Windows ball so hard, everybody i know got rid of their Windows PC and either went to Android/iPhone or got a Mac or Linux.

At work we can freely choose which OS we run on our machines. Guess what everybody wants since IT got forced to upgrade each laptop to Windows 11? Macbook Pro.

I personally am running Linux just because I already know how to use it but macOS (despite its flaws) is way less intrusive and much faster than Windows. Even Microsoft's own programs (Office 365, Teams) are running faster and have better UX on macOS than on Windows.


10% of Microsoft's revenue is Windows. Azure is closer to 40%. Their focus has shifted hard from software to services. Azure is making them around $100B and growing. It'd be far more surprising if they were putting their focus back to Windows in a saturated market given all the incentives they have to chase bigger revenue elsewhere.


Yeah, but there's no reason to go Azure unless you are really tied to the MS Windows ecosystem.

If there's choice, everyone goes with Linux servers.


We chose Azure for our startup because of data location, and it was cheaper than the other two as well. Data center locations may not matter much in the US (because everyone has this covered well), but it does in other places of the world.


Point taken.

But, are your servers Linux or Windows?


Can't reply to @shorel, but of course Azure is running Linux servers. It has nothing to do with being tied to a Windows ecosystem.

Your choice to go with Azure probably has more to do with where you're getting value for cloud services, and where you started your project - in other words, how tied you are to the Azure ecosystem, or the AWS ecosystem as the case may be.


Many larger businesses have a contract with Microsoft for their Windows licenses and then go to Azure because they already get billed by them.


And Linux is the premier OS on Azure. I'll never stop getting a kick out of Azure Linux.

https://github.com/microsoft/azurelinux


Most devs choosing Macbooks has a lot to do with culture. It's boutique, cool, and all the other successful people have it. Yes, officially it's always for technical reasons, but no one would ever admit to get something just because it's shiny.


Hmm, you are saying that devs have preferred a POSIX system over whatever Windows 11 is, because it's "boutique"?


Not OP, but I absolutely know people like this. Devs who don't even know what POSIX is, let alone care whether their OS is compliant.


Yes, exactly.


And yes, I'm well aware this embarrasses some folks, hence the negative reaction.


Sorry, I didn't realize I was replying to ... a person like this. I hope things get better for you soon.


That's exactly what I mean.


A large majority of windows devs choose Apple hardware has to major challenges for MS.

If devs just want shiny flashy then MS has failed at providing that directly or through their partners. If devs are able to make credible technical reasons, year after year, that sustain IT & budgetary scrutiny, that also is a failure from MS.

Personally “being able to run docker without this bs” was credible for many years, tech that now is a de facto expectation for most .NET dev jobs and well-integrated-ish into windows and WSL.


I chose a MacBook as my laptop last job because my Nvidia drivers kept breaking on my Linux laptop


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