Really enjoying all these animation by Ryan Sael. I spent a good part of an hour exploring https://sael.net/river-bend/

School only worked for me because it forced structure onto my learning. Live lectures rarely engaged me, math and physics aside. So traditional teaching wasn't the draw. What mattered were the guardrails: quarterly exams, a peer group to measure myself against, and a pace that forced me to push past initial boredom until a subject clicked.

Without clear goalposts, external accountability, and support, self paced learning feels like running in a desert. You just end up going in circles. That’s exactly why MOOCs never worked for me, nor for thousands of others.

Yes, the certification of acquired knowledge has always been the real value of educational institutions.

Your description feels very apt. I was great in a classroom but I've done poorly learning alone outside of it. Do you have any recommendations on how to pick up new subjects and material after college?

Or passing the income to it's creators

manning the loo in a developed country would be a much higher expense, and that too if you can convince someone to do it.