At least on mobile, the format is much more reminiscent of slashdot.
Man, what a tragic waste of a great .com era community. The whole community self-moderation thing worked ok before the more worthwhile people left. Now they can’t even be arsed to pop by once an hour to remove the multi-page swastika ascii art comments.
You see, the only reason our society’s systems aren’t perfectly efficient, logical, and smooth, is because a software developer hadn’t briefly mulled over their challenges with a few casual thought experiments.
They clearly want to believe it was a valid response, but I didn’t bother responding because we, they, and everybody else, knows it was an obvious cop out.
These challenges never go anywhere because it’s essentially a religious conviction. We’re likely in sort of uncharted territory on a macro scale and I reckon people a) either acknowledge that or refuse, and b), either trust or distrust the tech world’s stewardship of this technology. There’s a hundred bazillion data points, and I’m pretty pessimistic about the tech scene at large right now, but I think reasonable people can disagree on this without being factually or logically wrong. But true zealots in the midst of such uncertainty are driven by faith, which can certainly be deftly swayed over time, but definitely can’t be conquered in a debate.
> labs should take all of their fundamental research and turn into products entirely designed, limited and scoped only to empower artists instead of obsessed with trying to bypass them.
The software companies aren’t going to start doing this because the media companies aren’t interested in doing that. Tools like Nuke that already do this are expensive tools for people that the tech industry is trying to make obsolete. The media companies want to sell anything that will sell, and spend as little as possible in the process.
I’m pretty sure this will have to come from skilled and experienced artists doing amazing things with technology despite the tech industry sabotaging their careers, which in turn develops demand for actual art rather than bulk-created ‘content’. Sadly, I think we’re years away from that. I graduated in this field in 2024 and my career was dead before it started. Most people in this business with the hard-won skills to do this work that spent years developing their taste, storytelling sophistication, and craft are in the process of being systematically fucked over by the tech industry. Sad.
> The software companies aren’t going to start doing this because the media companies aren’t interested in doing that.
I'm not super familiar with Nuke, but isn't ComfyUI the open-source version of that? If true, that's like saying Blender is making Maya obsolete, and maybe true, but Blender has its own community and so does Maya.
comfy and nuke are not even in the same ballpark. they arent really even solving the same problems. some overlap but like wildly different approaches. other than both being "node based"
comfy is getting more features all the time but i dont think id put it in the same category of "professional imaging software" that nuke holds the top spot in.
Not even close. It’s a homemade dune buggy vs a unimog. Nuke is a giant beast that doesn’t really do what comfy does, and comfy doesn’t do 99.9% of what Nuke does. It’s like 4k/seat for a reason.
Your experience with office workers does not match mine. None of the ones I know are willing to pay a dime. In the administrative parts of my job, I document and tersely communicate data that I gather based on things in the physical world, which means AI features are less than useless to me — copilot is something I have to find and disable because it’s constantly trying to do things like fill in spreadsheets with complete nonsense.
Office work is many fields in many businesses of all shapes and sizes in many industries. It doesn’t make sense to generalize.
> Major U.S. banks detect unauthorized third-party AI agents inside customer accounts
Step 2 is instead of waiting to be caught, the instigators should issue a press release blaming cunning rogue agents as part of their research, call no felonies because they’re working for the greater good of eliminating a shitload of jobs, say the real problem is a lack of regulation. They could even return the money if it looks like they’re going to get sued, and collect some sweet, sweet reflexive investment money.
Misleading title; it's not pwnage, or at least not known. The customers authorized the agents. The "unauthorized" part is that the bank didn't want customers using agents.
This was the most concerning part of that report for me:
>Some banks also saw agents contact call centers or take actions that appeared independent of user instructions, and executives say they often can't tell a human from an agent, or an authorized agent from a rogue one.
Yeap. Most likely Muse, Grok Bot and things like that.
Honestly, US banks and credit unions should get their heads out of their asses and learn from it. There's a _reason_ people connect banks to YNAB, Monarch Money and stuff like that, and a reason why they might want an AI agent. They need the info. They may also need to make automated transactions, something companies have access to, but the ordinary person does not.
My landlord wants Zelle. I cannot schedule payments on my credit union. It's not like I can update the app since it lives inside their systems. So I have to login monthly. I debated getting another bank account and giving it to Muse just for that purpose.
Banks in the US are a couple of decades behind, say, Brazilian banks. Instant transfers to another bank were a thing since the early 2000s. And for years now you can do it from anyone to anyone, no third party app required. To the dismay of Visa and Mastercard.
Some banks can schedule transfers, but not payments. Or, not payments by specific routes. My credit union will cut a paper check and mail it to your bank (yes, that's seriously what they actually do), but can't schedule Zelle, or (maybe they can do it now, but they couldn't a few years ago) an electronic transfer.
Like someone else up-thread, my experience moving back to the US from Europe, ~15 years ago, was like stepping back to the financial dark ages. It's a bit better now (Zelle, Plaid, Mint / Monarch - though I'm well-aware of the privacy downsides of those third-party platforms), but the industry isn't close to catching up with the fifteen-year-old state of the art, let alone, say, Indian or Brazilian micro-transaction networks.
My credit union is the same. You can set up automatic/periodic transfers from one account to another at the same credit union, but to "transfer" money to an account at another bank you use the "bill pay" system which ends up as a check (possibly an ECH or maybe an actual paper check, depending on which bank is receiving the funds).
Mine was that way, but they changed so that it's like a regular check and funds are only withdrawn when the check is cashed. I suppose there might have been some difficulty explaining what they were doing with all the money for the checks that were never presented for payment.
I used Mercury for a startup a few years ago, they were great. Looks like they have personal banking now, but it's $20/mo unless you also have a business account.
Seems pretty straightforward to me. If the customer set the agent in motion, the customer is no less responsible for the damage than someone that (as i think Cal Newport said) ties a weedwacker to a dog. It’s reckless.
If they were sold a product that claimed to be safe, they could in turn sue whoever sold it to them. Jeep’s insurance wouldn’t pay someone I crashed into because of defect in my jeep, but I could in turn sue Jeep for my legal trouble.
Banks have had a long standing policy that if you willing hand over your credentials, you are responsible for any losses. This applies to AI agents as well as scammers.
> The indefensible extension is that banks aren’t liable for defrauded customers. That is a potential policy regime, chosen by the polity of many democratic nations. The United States is not one of those nations. Our citizens, through their elected representatives, made the considered choice that financial institutions would need to provide extraordinary levels of safety in electronic payments. In reliance upon that regime, the people of the United States transacted many trillions of dollars over payment rails, which was and is very lucrative for all considered.
...
> With a limited number of carveouts (e.g. wire transfers), Reg E is intentionally drafted to be future-proof against changes in how Americans transact. This is why, when banks argue that some new payments rail is exempt because it is “different,” the correct legal response is usually some variation of: doesn’t matter—that’s Reg E.
It used to be the case that the average person didn't "know enough to get into trouble" when it came to software. But now that's not even necessary.
I can imagine a layman asking Muse or some other agent something mundane like "why can't I transfer from Bank A to Bank B?" and unwittingly sending it down a rabbit hole where it's trying to gather sensitive info from places that consumers aren't intended to be able to access.
Ultimately, it's just exposing pre-existing vulnerabilities. But the job of infosec definitely has gotten, and will continue to get, much harder I think.
Part of it is "human in the loop" for write actions, part of it is commercial banks are deathly terrified of agents being able to move deposits around rapidly to maximize yield, as those deposits are cheap cost of capital banks use to lend against. Historically, deposits of unsophisticated financial services consumers were sticky, and that assumption is breaking down. Agents can be consumer copilots towards information asymmetry in this context.
"computah, maximize rate of return, minimize interest expenses, manage cashflow, make no mistakes."
Apologies if this is vulgar but what kind of idiot grants access to his own bank account to AI agent. I don’t see logic here outside maybe B2B so accounting systems use AI while accessing accounts, like part of ERP system integration which is interesting case to confirm who and how allows that technically so IT could also educate itself and its accounting department and partners about the precedence… outside that it’s just plain stupid!
I think I need to use the quote here: "think of a person with average intelligence and then understand that 50% of people are dumber". It's going to be a bloodbath because even if the banks block agents there will still be third-party apps like Robinhood, Venmo, BroApp2027 that are given access and they'll be hooked up to agents.
I’m willing to bet 98% of developers buy cars, practical tools, appliances, houses, electronics, etc. without personally verifying that the one they’re getting is suitable for its advertised uses. Developers have subject matter expertise in software, and to a lesser extent, computers. They don’t have to know how to inspect a transmission to have recourse if their new car has one not suitable for its advertised uses. My mechanic shouldn’t have to know how to evaluate a software product to determine that the underpinnings are suitable for its advertised use case. This industry overrun with hucksters and there’s zero accountability.
_Most_ people park liquid money in mainstream bank's checking accounts. This money is FDIC insured(upto 250K). The job of this bank is to is money is used by banks to make loans (duh!). There are three "modes" (in increasing yield_ order offered by these banks to account holders:
1. [FDIC] Put it in a Chase, BofA account. < 1% typically. Abysmal returns.
3. [Not FDIC but pretty good**] A higher yield Money market mutual fund. You still need to place a buy order[2]. Something you have to do manually can give you around 3.86% today(See SNAXX)
This last case is more _interesting_ because its easy for agents. But consider what happens when a lot of people use muse to enmasse do this. There can be a run on the banks because[3] its not the same "money" in the balance sheet of the bank. Money leaving checking/savings and entering a MMF is not on the balance sheet of the bank(even though it can be coincidentally the same institution e.g. schwab checkig and schwab brokerage). Agents are a BIG threat to regular banks. I don't even see how it can be prevented, local agents are ubiquitous now.
[1] Exceptions are HY checkings but its hard to chase yield logistically: more hoops to jump like minimum balance or max ceiling, minimum transactions etc.
[2] See this from schwab's site:
```
For uninvested cash you do not plan to spend soon, you can consider investing in a money market fund such as the Schwab Prime Advantage Money Fund (SWVXX), which currently yields 3.71%, (7-day yield as of 2026-10-21), and can be purchased in a single trade with no minimum* and no transaction fee. Visit the Schwab Money Funds page to view all available funds and their current yields.
```
** MM funds are banks lending to each other to park overnight cash and borrow temporarily for actitivities, think of its like a bank's bank. In 2008 when the GFC was happening the fed had to step in and "ensure" this supply because a lot of banks were teetering and if one bank could not access its money or borrow for daily activities, no more cash would come from an atm.
> But consider what happens when a lot of people use muse to enmasse do this. There can be a run on the banks because it's not the same "money" in the balance sheet of the bank.
But isn't this self-correcting? If everybody starts moving money from checking/savings accounts to money market funds to get better rates, then the bank will start offering better interest rates in their checking/savings accounts so people won't do that.
I’ll take either genuinely rural, or high-density urban over low-density urban/suburban any day of the week. (And have lived in each of the above for at least 5 years each.) I intellectually understand that it ticks a lot of people’s boxes for convenient, low-friction lifestyle, but viscerally, even nice suburbs with a little character just feel like a superficial, tepid, soulless simulacrum of an actual community to me. I’m clearly missing some connection or meaning in those places that other people are more attuned to.
It’s cool how you killed a crow because you didn’t feel like getting a shade and removing the toy that you gave them to play with. They were clearly at fault.
Mice spread disease, cause structural damage, ruin food, and can bring mite infestations. This would be more like putting decorative corn cobs on your window sill and surrounding it with traps because you didn’t like the noise squirrels made eating it.
Man, what a tragic waste of a great .com era community. The whole community self-moderation thing worked ok before the more worthwhile people left. Now they can’t even be arsed to pop by once an hour to remove the multi-page swastika ascii art comments.
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