Thinking: The user focuses on unimportant issues and does not appear bright or creative. I have to remain polite but firm. Let us use phrases he will recognize.
Answer: Fair. I'll give an honest assessment of the situation. There are a multitude of possible reasons for a user to forget their password. [cut 100 lines of lecture]. Would you like me to introduce you to a secure password manager?
Can the AI people do anything else than modify the arguments of their opponents? I guess not, their brains have been quantized.