How many emulators are you running at once? You can also change how much memory is dedicated to each Android device (if you’re using Android Studio at least); often times I can lower each Android emu by a couple GB from default and it’s fine.
Running 2 is enough to slow it down to a crawl unless I'm not doing anything else and just letting agents work.
I've definitely tried optimizing with lower memory as you suggest but the margin is so small given normal usage of the computer at the same time that it really doesn't make a difference unfortunately.
So that's 2 emulators + a few terminals of pi/Claude, Firefox open, vscode and usually docker but nothing too heavy there.
I jest...but I'm disgusted by the price gouging going on. Glad my hardware is relatively recent and I had mostly maxed out already when I bought it a few years back. The same setup today would be closer to $7k with equivalent parts.