And I have a house without a HOA but did go through a bunch of complicated (and expensive) easement agreements and survey definitions that LePage’s to a lot of loose-gooey hand shakes and outright mistakes over the years.
I am by no means a fan of JOAS in general but things like the maintenance of private roads including winter plowing do need to be dealt with and while a couple of neighbors can probably get agreements drawn up for “only” $10K each, that only goes so far if more people are involved.