I think that puts too much onto personal responsibility. Most problems are structural.

Personal responsibility leads to corporate responsibility which is the solve for structural problems. You can never impose a new structure to fix it unless you embrace some form of corporate responsibility which requires personal responsibility.

By law the only corporate responsibility is to shareholders (and law). [1]

https://en.wikipedia.org/wiki/Dodge_v._Ford_Motor_Co.

I was not referring to corporations.

And that structure is made of people, and supported by people's decisions.

People are very happy to abdicate what personal responsibility they have if they can blame the system. (And then fail to help change the system.)

A system where shareholder value is effectively the only metric will align the people accordingly.

And also cost. Standing out from the pack is always costly, you may not find job right away, you might be outcast .. the more we have safety nets the easier it is to quit bad groups.

It also helps to develop better judgment and awareness so you never get into bed with bad people in the first place. "Lay down with dogs, you'll wake up with fleas" applies to business (even getting a job is "doing business") as much as it does other things.

Fair point but sometimes groups evolve, they may go from acceptable to immoral while you're still in it.

Please name a specific time when there was more honor in the world.