I personally live in a country with a large religious population that rejects the smartphone, so thankfully I personally have not encountered a situation where needing a smartphone is vital. However we've seen many people right here on HN mention how some specific vital service - often government or banking - does require a smartphone.
In my HN Threads feed, the very next item is another HN user mentioning how they have difficulty paying for parking spaces without a smart phone, from this very page. Search "and sadly accept the cost of our principles" on this page to find it.
But I have no interest in winning internet arguments. You win, the cookie isn't worth it to me.
If I see a tiger crotched in the bushes, is it a fallacy to gather my children and head back to the cave?
Pattern recognition is not a fallacy.