The frustrating part is that security increasingly means proving you are using an approved device and software stack, rather than proving that you are actually the account owner
Yeah, and currently the hivemind-approved response to people complaining about apps not working in either GrapheneOS or Linux phones is to "just use the browser. Your bank has a website, right?"
Well, I fear that loophole is quickly closing with little fanfare.
Pixels (barelly) running a binary-blob-heavy port of android is far from what is being discussed here. In fact, that is intended as a misdirection and you fell for it by bringing it in here.
you have no idea how SLOW banks move. And how little say the tech teams have there.
The companies selling you the devices make 1/3 (appl) to 3/4 (alphabet) of their entire revenue on Advertising.
Owning the indentity layer ensures they get fully addressable ads, which is the difference of $12 per impression instead of $.0001 per thousand impressions. But nobody is ready for this conversation.