..sure? I don't personally care what either enforces, since I'm in neither jurisdiction. I wouldn't have thought the US is any more (or even as) likely to personally, but sure. I said Brussels because comment I replied to said EU.
EU botched even API requirements on banks. We could have had open API to every EU bank, but nope, it must have been some bullshit for big companies to slurp data en-masse, instead of API for end users to use their data privately and comfortably from whatever app they wanted, incl. their own.
Open/individually accessible APIs would have to have be a movement, like the one with open formats for interacting with eGov.
We even had open APIs for every bank in Germany, in the form of HBCI and FinTS. With fancy things like optional RSA smartcard auth. The EU killed it all in the name of "omg, security!" (a total bullshit argument if you've ever looked at the specs), now with the new PSD2 the only ones getting proper API access are lots of shady payment providers, credit databases, data brokers and the like...
Not sure why this is getting downvoted (or why IE6 is being brought up in 2026). But yes, banks are super-highly regulated and for good reason. They’re subject to all sorts of accessibility laws, there’s loads of precedent here.
I mean, if they can force Microsoft to support other browsers than IE6, then why can't they force banks?