No, via direct deposit. I had a co-worker once who miskeyed his routing+account numbers and guess what? He still got his money a few days later and it wasn't lost to the void.
There is no blockchain, seed phrases, nor cold wallets required for this amazing feat of money transfer/remediation to take place.
If your argument is that Bitcoin is only good for illicit purchases, then I sort of agree with you but there are better alternatives like Monero. Regardless, you would agree that current valuations are insane given that's the only real use-case, right?
Also infrequent purchases != storing wealth in Bitcoin.
There is no blockchain, seed phrases, nor cold wallets required for this amazing feat of money transfer/remediation to take place.