Well, not E2EE, but I like Photoprism very much for the self-hosted photosharing use-case. In fact, I tried Ente a while ago and am always impressed by their communication skills, but from a product side, I prefer Photoprism.
I have a local instance running on a Raspberry Pi with about 149.000 photos inside.
https://actualbudget.org is fantastic and self-hostable, but or can be installed locally on a desktop. There's no cloud version but it still largely fits your criteria.
I don't like copyright at all and I don't like the FSF but it protects the users freedoms which gives the community trust. With AI I think any copyright will be less and less important, though.