> Getting money I don't need and having to live in a place I don't want to live in is _not_ a positive situation.

It doesn't need to be.

"No one can ever build any new developments" is also a very negative situation for everyone.*

The goal is to balance these tradeoffs, and it can't just be sunshine and roses for everyone all the time.

*It's also basically our present situation, which is why housing is so absurdly expensive.